At GSB Private Finance, we are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you visit our website or use our services. Our practices are in full compliance with the Federal Laws of the UAE and the principles of data protection as defined by regulatory authorities, including those in the DIFC and ADGM.

Information We Collect

We collect different types of information to process your loan application, provide our services, and enhance your user experience. The distinction between these types of data is as follows:

• Personal Information: This includes data that can be used to identify you directly. We collect this information only when you voluntarily provide it to us, such as during the loan application process for our personal loans starting from AED 5,000. Examples include:

  • Your full name, date of birth, and Emirates ID details.

  • Contact information (email address, phone number, and residential address).

  • Financial data (salary details, bank statements, and employment history) to assess your eligibility and creditworthiness.

  • Copies of identity documents and other supporting paperwork.

• Non-Personal Information: This data cannot be used to identify you personally. We collect it automatically through cookies and other web technologies to analyze website traffic and improve our services. Examples include your browser type, device type, operating system, IP address, and general Browse behavior.

• 
  

How We Use Your Information

We use the information we collect for the following specific and legitimate purposes:

• To process your loan applications and assess your eligibility for our personal loans.

• To verify your identity and conduct necessary credit checks with the Al Etihad Credit Bureau (AECB) as per UAE regulations.

• To communicate with you effectively regarding your application, account, and our services.

• To improve our website's functionality and your user experience.

• To comply with all legal and regulatory requirements from the UAE Central Bank and other government bodies.

• 
  

Sharing of Information

We do not and will never sell your personal information to third parties. We may, however, share your information with trusted third-party service providers who are contractually obligated to keep your data confidential. These partners assist us in:

• Carrying out credit checks (e.g., with AECB).

• Performing identity verification and background checks.

• Providing technical support and data storage services.

We may also be required to disclose your information to law enforcement or government authorities when legally mandated to do so. All such disclosures are made in strict compliance with UAE law.

Data Security Measures

Your data is protected by a combination of physical, electronic, and procedural safeguards. We use industry-standard security measures, including:

• Advanced encryption to protect all data transmitted to and from our website.

• Secure servers with strict access controls to prevent unauthorized access.

• Regular security audits and penetration testing to identify and fix vulnerabilities.

• 
  

Your Rights

Under applicable data protection laws, you have the right to:

• Access and review the personal information we hold about you.

• Request the correction of any inaccurate or incomplete data.

• Request the deletion of your personal data, subject to legal and regulatory retention obligations.

To exercise any of these rights, please contact us at support@getmyloans.info